In 2021, we have women doing incredible work to improve the financial situation for themselves and their families. Personal finance and financial independence writers take this one step further, by sharing their experience and wisdom with anyone who wants to learn and grow. What better way to celebrate International Women’s Day on Monday, March 8th, than to amplify their voices!
Note: This post was originally published for #IWD2020, but has been updated for #IWD2021. Our community keeps growing!
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- Women have unique personal finance issues, such as needing to save more for retirement, or returning to work after a long career break.
- Learn from the experiences of other women by reading their blogs.
- Master your money challenges by reading bestselling personal finance books written by women authors.
History of International Women’s Day
According to the International Women’s Day (IWD) website, the first IWD occurred in 1911, and was supported by over 1 million people!
Each year has a different theme. On #IWD2021 the focus is #ChooseToChallenge. What does that mean? It means that we all need to challenge and call out gender bias and inequality when we see it.
The theme in 2020 was Each for Equal – an equal world is an enabled world.
International Women’s Day (March 8) is a global day celebrating the social, economic, cultural and political achievements of women. The day also marks a call to action for accelerating women’s equality.internationalwomensday.com
International Women’s Day and Personal Finance
Chelsea Brennan in the “Chime” blog wrote 5 facts about women and money for IWD2020 that stand the test of time:
- More than 40% of women (in the U.S.) are the primary breadwinners, while another 22% are co-breadwinners for their families. Women control more than 50% of the wealth.
- Women are powerful business owners. But while businesses with a woman owner fare 63% better than companies with all male owners, they receive only 4% of all commercial loan dollars.
- The gender pay gap still exists, and means that women earn on average $430,000 less over the course of their careers.
- Women investors earn 0.4%-1.0% per year more than male investors. But only 9% of women think they are better investors than men.
- Women face a longer retirement than men, because they are expected to live longer on average.
Personal Finance/Financial Independence/FIRE Writers
Each of us has our own story to share, our own experiences, and our own voice. Find some new favourites!
|All About Balance||A blogger in my early-30s in Sydney, Australia. My key goals are setting up my health, wealth, and strong relationships on the way to FI. It’s as much about the journey as the FI number.|
|Frugality and Freedom||Frugality and Freedom is written by Michelle, a mid-30s semi-retired Australian who writes about financial independence, budget travel, sustainability and minimalism.|
|Latestarterfire||I write about my journey to FI(RE) and feature other late starters, those of us who start our FI journey in our 40s, 50s and 60s.|
|Bella Wanana||The mission of my blog is to share best tips and tricks on personal finance, wellness and ways to live a balanced but fulfilling life, one blog post at a time.|
|Casual Money Talk||The personal finance blog that wants to grow up to become a satire blog but is facing a quarter-life crisis.|
|Eat Sleep Breathe FI||We’re a regular middle-class family pursuing FI in our 40s — in high-cost Vancouver, on one income.|
|Freedom 101||We are a blog focused on regaining control of our time through Financial Freedom and mindfulness.|
|Gen Y Money||A PF blog geared towards Canadian millennials interested in making the most of their money: With the goal of achieving financial freedom through saving money, investing, and minimalism.|
|Handful of Thoughts||Handful of Thoughts helps moms learn about and take control of their money so that they can take control of their time.|
|Jessica Moorhouse||Hey! I’m Jessica, a money expert, speaker, financial counsellor & podcast host who loves to talk money.|
|Mixed Up Money||At Mixed Up Money, we don’t preach frugality, we don’t expect you to be perfect, and we certainly realize that money isn’t a one-size-fits-all solution.|
|Money In Your Tea||Writing with a passion for financial planning and investing, to build net worth and achieve financial independence.|
|Millionaire on the Prairie||Single people face different challenges in achieving financial independence than those faced by couples.|
|Modest Millionaires||We are young family from the province of Quebec and this blog documents our simple journey to reaching financial independence by 2025.|
|My Life, I Guess||A personal finance and career blog by Amanda Kay, an Employment Specialist and older millennial that strives to keep the “person” in personal finance by writing about money, mistakes, and making a living.|
|Our Bill Pickle||I’m documenting our debt-free journey and sharing the personal finance lessons I’ve learned along the way.|
|Save Long and Prosper||Single woman from Quebec aiming to reach FIRE before 2026 at age 35.|
|Smile and Conquer||Canadian millennial who has worked in finance for the past decade and now blog about all the things I’ve learned.|
|Money Monies||Money Monies or MoMo in short, is a blog that serves to document the FIRE journey of a long-distance couple. Jane, the co-author of the blog loves the topics of PF, independent thinking and sustainability.|
|Ringgit Oh Ringgit||Taking the feminist, mindful approach to financial independence.|
|Radical Fire||You will learn to save money, make more money, and invest to optimize your way to financial freedom. We want you to reach your financial goals and have fun while doing it!|
|Ecofrugals||Ecofrugals is focused on the intersection between frugality, sustainability and feminism.|
|Design for FI||I’m a UX designer writing about my journey to financial independence and retiring early, minimalism, and living a purpose-filled life in Singapore!|
|A Dime Saved||Millennial mom doing her best on a tight budget.|
|A Purple Life||Purple retired at 30 in 2020 and has written on her blog since 2015 to catalogue her journey to and through early retirement.|
|Baby Boomer Super Saver||Baby Boomer Super Saver focuses on creative ways to catch-up retirement savings & become financially independent, even after a late start.|
|Camp FIRE Finance||Camp FIRE Finance is the place to discover and share the best FIRE movement articles.|
|Cash for Tacos||Cash for Tacos is a blog full of resources and tips to help inspire others to start thinking about money as a tool to create a life they love.|
|Family Finance Mom||I help moms become their household CFO and build financial plans they can live with!|
|Financial Mechanic||A mechanical engineer turned programmer with a pretty big DIY project: save enough money to become financially independent.|
|Graduated Learning: Life after College||Working mother of two, working at a STEM job.|
|JackieBeck.com||JackieBeck.com is all about helping folks get out of debt while having fun along the way.|
|Keeping up with the Bulls||Personal finance blog focused on investing, saving money and career advice written by US based millennial woman in tech.|
|Millennial Boss||I feature stories of people who have achieved financial independence through savings, side hustles, or real estate.|
|On Plan Rox||Millennial engineering manager passionate about planning travel and FI.|
|Partners in FIRE||I like to call myself the spirit of the financial independence movement, because I try to be FI even though I”m not.|
|Problems and Projects||I’m a personal finance and debt payoff blog focused on conquering challenges in the home and budget.|
|Saving Joyfully||Frugal living and learning to manage your personal finances while striving to live a more joyful life.|
|She Picks Up Pennies||My blog follows my journey as a married millennial mom and teacher trying to live a more purposeful life one cent at a time.|
|The Fioneers||The journey to financial independence should be as remarkable as the destination.|
|The Prosperous Blonde||I write about how to be prosperous & travel on the cheap.|
|The Cents of Money||The Cents of Money is about financial education, here to teach and inspire you about money, seek new ideas, and create greater comfort in your world about one of life’s greatest stresses.|
|We Want Guac||We Want Guac is the go-to resource for reaching a six-figure net worth in your 20s via a higher-income job and lower spending.|
|Wealth With Whitney||I am an educator who spent six years writing a financial literacy manual inspired by my financial mishaps + the lessons learned.|
Women Personal Finance Authors
Not only are there some amazing women writing personal finance blogs, but many are highly regarded authors! Here are some incredible international bestsellers that will help address your “pain points” with personal finance.
Final Thoughts on IWD2021
Women worldwide manage their finances with grace and dedication. While we all make mistakes, we can learn and grow through following the paths of others. On this International Women’s Day, I hope you have found some fabulous new mentors to help you in your personal finance journey.
And if YOU are a female personal finance, financial independence (retire early) blogger, a big thank you for writing and publishing for others to learn from you! If you would like to be added to the list, please leave me a comment below. Include what country you’re from – it is INTERNATIONAL Women’s Day, after all. And a 1-sentence description of your blog. Even if it’s after March 8th.